Taxes & Deductions Explained

Understand your taxes, deductions, and how to maximize take-home pay

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Understanding Your Paycheck

Your gross salary is what company pays. Your net salary is what you take home after taxes and deductions. Understanding deductions helps you plan finances better and ensures you're not overpaying taxes.

Common Deductions

Income Tax

5-20% depending on salary

File ITR to claim refunds

Provident Fund (PF)

12% of salary

Retirement savings, company matches

Employee State Insurance

0.75%

Health and disability coverage

Professional Tax

0-200 per month

Varies by state

Manage Your Money Better

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